Superannuation
From Distant Concern to Valued Asset: The Adult’s Guide to Embracing Superannuation
4 April
Being young comes with a whirlwind of experiences and financial priorities, often pushing thoughts about retirement and superannuation to the back burner. Initially, for many young individuals, superannuation feels like a distant concern,...[Read More]
Super access won’t lower hurdles for young home hunters
28 March
Many young Australians living in the capital cities will not be able to pay for a house deposit, even if they drained their entire retirement savings, a report has found. Rates of home ownership are declining for young Australians as prices climb...[Read More]
Superannuation access for retirees goes under spotlight
7 December
Australians are being asked to have their say on the superannuation and retirement income system, as the federal government considers ways to reform the compulsory savings regime. Treasurer Jim Chalmers has released a discussion paper and is seeking...[Read More]
Is there an underinsurance problem in Australia?
9 November
While the title of this post may surprise some people, it’s actually a rhetorical question. In fact, as far back as 2005, the Australian Securities & Investments Commission (ASIC) was already reporting on home building underinsurance. There...[Read More]
Understand if a Self Managed Super Fund (SMSF) is right for you
9 November
A self-managed super fund (SMSF) is a private superannuation fund that individuals in Australia can manage themselves. These funds differ from industry and retail super funds, as they offer more control over investment choices and insurance options....[Read More]
Talks begin on looming pay day super changes
12 October
Businesses and industries will soon get their say on looming superannuation changes requiring employers to pay contributions at the same time as a worker’s salary. The federal government will begin consulting on Monday about superannuation law...[Read More]
Labor unveils super tax tweaks on big balances
4 October
The number of Australians with super balances in the hundreds of millions has been expanding quickly as the federal government prepares to tighten tax breaks for wealthy retirees. The Labor government committed to halving tax breaks for those with...[Read More]
Super to shield coffers from pension hit as Aussies age
23 August
Spending on the age pension will decline despite an ageing population, with superannuation savings set to double over the next four decades. The age pension’s cost will drop from 2.3 to two per cent of GDP by the 2060s despite the number of people...[Read More]
Super guarantee contributions due by 28 July
12 July
Remember, super guarantee (SG) contributions for your eligible employees are due by 28 July. Follow Ricky’s story below to learn more about your obligations as an employer. Ricky operates a florist where he hires multiple employees to help manage...[Read More]
Why is it Beneficial to Use a Financial Adviser?
3 July
There are several benefits to using a financial adviser, including: Developing a comprehensive financial plan: A financial adviser can help you create a personalized plan that takes into account your current financial situation, goals, and risk...[Read More]
What are the Benefits of Your Financial Adviser Working Closely with Your Accountant?
5 June
There are several benefits to having your financial adviser work closely with your accountant, including: Tax efficiency: Your accountant can provide your financial adviser with information about your tax situation, such as your income,...[Read More]
Payment change set to boost superannuation by thousands
3 May
Australian workers are set to retire with thousands more in their superannuation accounts thanks to more frequent payments from employers. From July 1, 2026, employers will need to pay super at the same time as wages and salary. The changes will...[Read More]
What does a modern financial advice practice look like?
1 May
A modern financial advice practice may have the following characteristics: Client-centric approach: Modern financial advice practices put the needs and goals of their clients at the centre of their services. They strive to understand their...[Read More]
Accessing your super early may be illegal
19 April
Super funds have an important role to play in maintaining the integrity of the superannuation system by ensuring benefits are not released where the member has not met a condition of release. This includes where a member has requested a rollover to...[Read More]
Do Australians have an underinsurance problem?
6 April
While the title of this post may surprise some people, it’s actually a rhetorical question. In fact, as far back as 2005, the Australian Securities & Investments Commission (ASIC) was already reporting on home building underinsurance. There...[Read More]